In the long run, we all know saving money is the right thing to do, even if it sucks sometimes. That said, saving doesn’t mean you can’t have any fun along the way! Check out these 7 simple hacks to help you save, and maybe even enjoy the process of playing the long game!
#7. Look at it like paying yourself.
You’re saving for unforeseen expenses, travel, or a big purchase, so it helps to look at it like you’re paying yourself – and that should come before any discretionary spending.
Decide ahead of time how much you’re budgeting for that baseball game or trip to the movies, and take the cash out ahead of time. It will help curb any last minute impulse buys once you’re there!
#6. Don’t be afraid to look for the best deal.
If you call your cable or cell phone company, there’s a good chance they’ll be able to get you a better deal than what you currently have. The same goes for refinancing your debt or getting the best price for services. You have to be your own advocate!
#5. Join loyalty programs.
But only to places you visit often, and ones that provide necessities – like your local grocery store or gas station.
#4. Get a library card.
You can check out more than physical books – most libraries have ebook and audiobook access now, as well as movies, music, etc. Why buy when you can borrow?
#3. Use cash when you’re out.
#2. Unsubscribe from retailer emails.
If you, like me, suffer from serious impulse control problems, then it will do you wonders to remove the temptation from your daily inbox.
#1. Use a rewards credit card for necessary purchases.
No matter how tight your budget, you’re going to spend money on things like utilities and groceries. If you make sure to pay it off every month, there are advantages to using a card that gives you rewards in the process.